Barclays Bank Secured Loans
Barclays Bank Secured Loans
Important information
1. The rate you’re offered may differ from the
Representative APR shown and will be based on your personal
circumstances, the loan amount and the repayment term. It may also vary
depending on whether you apply online, in branch or over the phone.
Loans are subject to status. Eligibility and conditions apply. You must
be a UK resident to apply.
Barclays Bank Secured Loans
2. You need a Barclays current account to register for
Online Banking. Not all customers can apply for a Barclayloan online
and certain restrictions apply. If you apply online and your application
is approved, we’ll transfer the money to your Barclays current account
instantly providing you can print or download your agreement and you
sign it in Online Banking between 7am and 11pm. Sign online after 11pm,
and you’ll usually receive the funds by 9am the next day. If you’ve
got an existing loan with us and want to borrow additional funds, and
repay your old loan at the same time, you cannot apply in Online
Banking.
Barclays Bank Secured Loans
3. If you take out a Barclayloan and another lender
then offers you a like-for-like unsecured loan with lower monthly
repayments, you can claim under our guarantee within 30 days of your
Barclayloan being approved. We’ll pay you the difference between the two
repayments each month, plus a one-off £50 (after you make your first
monthly repayment). Please see full
Price Guarantee terms and conditions
Barclays Bank Secured Loans
4. Lines are open Monday to Sunday 8am-10pm. To maintain a quality service, we may monitor and record phone calls.
Call charges
Barclays Bank Secured Loans
5. The results are based on the Representative APR for online applications of the amount you entered.
Barclays Bank PLC subscribes to the Lending Code,
which is monitored and enforced by the Lending Standards Board. The
Lending Code sets minimum standards of good practice when dealing with
certain customers in the UK in relation to loans, current account
overdrafts, charge cards and credit cards. Further details can be found
at the
Lending Standards Board
http://www.barclays.co.uk/Loans/P1242591272078
Barclays Bank Secured Loans